Fraud Prevention

Stop fraud before it becomes a problem.

Block abuse, fake accounts, and transactional risk before they reach your platform. Score every signup, every payment, every session. Decide in milliseconds.

Three layers of defence

Risk caught at every stage, not just the last one.

Fraud doesn’t start at checkout. It starts when someone opens an account, takes over a session, or tests a stolen card. Chargetower covers every layer.

01 / SIGNUP
Account opening protection
Screen users at the moment of registration. Catch fake identities, synthetic accounts, bot signups, and known abuser patterns before they ever transact. Real users come through unchallenged.
02 / TRANSACTION
Real-time transaction scoring
Score every payment as it happens. Sub-100ms decisions weigh device fingerprint, behavioural fingerprint, network reputation, and historical patterns. Stop fraud at authorization, not after settlement.
03 / LIFETIME
Behaviour and abuse detection
Track patterns across sessions, accounts, and merchants. Identify repeat offenders, refund abuse, promo cycling, and coordinated rings. Risk evolves; your defences keep up.
The engine

More than detection. Decisioning.

Combine network data, device intelligence, and behavioural signals into a single fraud decision. Rules, scoring, and workflows in one place, built to adapt as your risk profile changes.

  • Multiple data sources scored into one verdict per event.
  • Rules, scoring, and workflows configured side by side, not in three tools.
  • Models retrain on your outcomes, so the system adapts as attackers do.
  • Every decision is explainable: see exactly which signal moved the score.
Connected, not isolated

Fraud prevention that talks to everything else.

Your fraud data doesn’t live alone. It powers disputes, ratios, and the next decision. Chargetower wires fraud, chargebacks, and identity into the same data layer.

i

Front-end signals reach the dispute team.

Every fraud signal at checkout becomes evidence at the chargeback stage. No re-investigating, no missing context.

ii

Chargeback outcomes train the next decision.

Wins and losses feed back into scoring. The model that approved them yesterday learns what survived.

iii

Identity checks fire only when needed.

Risk-based step-up. Friction lands on the suspicious 2%, not the trusted 98%.

What changes

Less fraud. Higher conversion. Fewer manual reviews.

The three lines that actually move when fraud prevention is doing its job, with the operational load to match.

Lose less
Reduced fraud losses

Abuse blocked before it impacts revenue, refunds, or your processor relationships.

Sell more
Higher approval rates

Fewer false positives, tighter scoring. Good customers stop bouncing off your checkout.

Work less
Lower operational load

Automated decisions replace manual queues. Your team focuses on the edge cases that need a human.

Approve more.
Lose less.
Sleep at night.

Talk to us about your fraud prevention. One control tower for every signup, every payment, every shopper.

Hold the line at checkout.